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Pendants Between ₹75,000 and ₹1,25,000 | Lab-Grown Diamond Jewellery

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Frequently Asked Questions

What carat size can I get for ₹75,000 to ₹1,25,000 in a lab grown diamond pendant?
At ₹50,000 per carat, this budget generally covers a diamond between roughly 0.40 and 0.90 carats, depending on the setting, the metal, and whether a chain is included as part of the piece.
Is a solitaire or a halo setting better value in this range?
Both hold the diamond to the same standard. A halo lifts the apparent size of a moderate centre stone, while a solitaire puts the full stone on display with the least metal in the way. The choice is about the look, not the underlying diamond quality.
Do pendants in this range come with a chain?
Many do, set to a standard length that positions the stone at the collarbone, but this is confirmed on each individual product page rather than assumed across the whole range.
What metals are available in this range?
Both 14K and 18K gold, in yellow, white, and rose, all BIS hallmarked.
Can I upgrade to a larger stone later?
Yes, through Nivara's lifetime exchange at 100% of the current gold value and 100% of the current diamond value. Making charges and taxes are waived if you exchange within 15 days of purchase, and deducted after that.

Pendants Between ₹75,000 and ₹1,25,000

This is where most Nivara pendants sit, and where a centre stone begins to carry visible presence at the collarbone rather than reading as a delicate accent. At ₹50,000 per carat, a budget in this range generally covers a diamond between roughly 0.40 and 0.90 carats, depending on the setting, the metal, and whether a chain is included as part of the piece.

Solitaire pendants, halo settings, and toi et moi designs pairing two stones are all common in this band. A halo is a frequent choice here because it lifts a moderate centre stone to a larger apparent size without moving into a heavier, costlier diamond, while a plain solitaire lets a stone approaching a full carat speak for itself with the least metal in the way.

What You Can Expect

Both 14K and 18K gold are available across this range, in yellow, white, and rose. Many designs in this band include a matching chain set to a standard length that positions the stone at the collarbone, though this is confirmed per product rather than assumed across the whole range. This band covers most of what buyers choose as a primary, everyday pendant.

How the Price Works

Nivara does not run tiers or quote a lower rate for a lower grade, because we do not sell a lower grade. The rate is ₹50,000 per carat for every diamond regardless of budget, with setting, metal, and chain added on top depending on the design, so an identical stone weight can sit anywhere in this band depending on whether it is set in a simple solitaire or a more elaborate halo.

The Nivara Standard

VVS clarity, E colour, ideal cut with hearts and arrows precision, 27 quality checks by Nivara's own gemologists, and IGI certification with the report number laser inscribed on the girdle. Every Nivara diamond also ships with a light performance report grading brightness, fire, and contrast, going beyond the 4Cs to show how the stone actually behaves against the light.

Owning a Nivara Pendant

  • Lifetime exchange at 100% of the current gold value and 100% of the current diamond value, making charges and taxes waived within 15 days of purchase and deducted after that.
  • Lifetime buyback at 100% of the current gold value and 85% of the current diamond value, with making charges and taxes deducted.
  • Damaged, defective, or not as described: report within 7 days of receipt for case by case resolution, with approved refunds processed in 6 to 8 days.

Explore Further

Browse all lab grown diamond pendants, move down to pendants under ₹75,000, or up to pendants between ₹1,25,000 and ₹2,00,000.

Frequently Asked Questions

What carat size can I get for ₹75,000 to ₹1,25,000 in a lab grown diamond pendant?
At ₹50,000 per carat, this budget generally covers a diamond between roughly 0.40 and 0.90 carats, depending on the setting, the metal, and whether a chain is included as part of the piece.
Is a solitaire or a halo setting better value in this range?
Both hold the diamond to the same standard. A halo lifts the apparent size of a moderate centre stone, while a solitaire puts the full stone on display with the least metal in the way. The choice is about the look, not the underlying diamond quality.
Do pendants in this range come with a chain?
Many do, set to a standard length that positions the stone at the collarbone, but this is confirmed on each individual product page rather than assumed across the whole range.
What metals are available in this range?
Both 14K and 18K gold, in yellow, white, and rose, all BIS hallmarked.
Can I upgrade to a larger stone later?
Yes, through Nivara's lifetime exchange at 100% of the current gold value and 100% of the current diamond value. Making charges and taxes are waived if you exchange within 15 days of purchase, and deducted after that.
Lab-Grown Diamond Rings for Every Moment

Discover lab-grown diamond rings for every occasion, from timeless engagement and eternity styles to elegant everyday solitaires, crafted to shine with purpose.